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We publish newsletters regularly. Check back often for free, useful information that employers need to optimally run their employee benefit and retirement plans.

ITR Economics: Perspective
May. 19, 2017

It is easy to get caught up in the moment and lose some perspective when the stock market drops.

Read Brian Beaulieu’s, CEO of IT Economics, perspective on the “hype” when then stock market drops.

ITR Economics: The Challenge of Success
Apr. 19, 2017

Legacy companies will face increasing difficulty in choosing to invest in the future while paying dividends or advancing bureaucratic infrastructure because these are competing, cash-consuming aspects of the business.

If legacy companies attempt to have it both ways, they run the risk of ending up like Sears, JC Penny, Digital Equipment Company, Circuit City, Compaq, Macy’s, Eastern Airlines, Nordstrom, and, perhaps someday, Walmart.

What both today’s big names and smaller companies (which are most of us) need is disruptive change...

Benefit Insights: Benefit Communications in an Electronic World
Apr. 5, 2017

With electronic communications becoming the standard in business industries worldwide, Plan sponsors are becoming increasingly interested in abandoning paper processes for a more electronic means of communication with plan participants and beneficiaries. This option has many advantages, however, raises a few important questions for today’s plan sponsors such as which documents do regulations allow to be e-delivered, and do I need the participants consent, etc.?

This newsletter will focus on the common participant communications acceptable via electronic delivery and their requirements.

Benefit Insights: Dealing with Uncashed Distribution Checks and Missing Participants
Apr. 5, 2017

The Department of Labor (DOL) has estimated that there is $15 million in retirement plan distribution checks that go unclaimed because plan participants, or their beneficiaries have failed to cash distribution checks. This has now become an issue for retirement plans as uncashed checks become plan assets. As the plan sponsor, this is a fiduciary duty and failure to take the appropriate steps to locate the participants, can be considered a breach of duty.

This newsletter will focus on the requirements of what the plan sponsor should do and how to search for missing participants, as well as what the options are if the participant cannot be found.

ITR Economics: The New Administration and the Economy
Mar. 28, 2017

Since the Trump Administration has recently released the initial budget proposal, the document is not nearly complete. And, it is too soon to know what will happen.

Read the full article and see what the experts have to say…

ITR Economics: Managing Your Labor Costs – A Winning Strategy
Feb. 23, 2017

Use technology and innovative processes to manage your labor costs.

Read the full article and see what the experts have to say…

ITR Economics: A Good Year Ahead!
Jan. 23, 2017

The economy is gearing up for a better 2017 and we hope you are too! Leading indicators are all going up.

Read the full article and see what the experts have to say…

ITR Economics: Positive Economic Signals for 2017
Dec. 27, 2016

The stock market has been reporting record highs recently. This positive trend is a valid economic signal leading into 2017.  ITR has their reasons why the stock market is likely to continue.

Read the full article and see what the experts have to say…

ITR Economics: Did the Recent Election have Impact on the Economic Outlook?
Dec. 27, 2016

Mr. Trump’s election recently as the next President certainly caught many of Americans by surprise. However, it really does not change the ITR Economics outlook for 2017. ITR Economics has been forecasting general economic rise in the US economy and the Global economy and the rise is still likely.

Read the full article and see what the experts have to say…

ITR Economics: Guarded Optimism for the Economy
Dec. 27, 2016

The last few months of data show a rebound and a better-than normal increase, however, we are not clearly out of the woods yet.

Read the full article and see what the experts have to say…